Insurance Coverage
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Insurance Coverage
F3's team of coverage lawyers pride themselves on providing this important service to the insurance industry in a region with significant jurisprudential challenges. Experience is only one of the reasons to retain F3 for coverage assignments. They understand insurance policies, the applicable law and have the capacity to provide comprehensive coverage analysis on a timely and affordable basis.
F3's coverage practice has grown through the years through clients who initially retained out of state counsel to render the coverage opinion and then have the flaws in those opinions exposed in subsequent first party and third party bad faith litigation.
The liberality of West Virginia's insurance law is well known. Merely reading the statutes and case law is insufficient to address the issues sufficiently to anticipate the litigation challenges to a coverage determination. F3 coverage counsel has the capacity and performance results to provide each insurer that the issue will be fairly, comprehensively and professionally evaluated on a timely basis.
F3 accepts representations throughout the state of West Virginia and in proximate regions of Kentucky as requested.
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| Publications |
| The Fundamentals of Bad Faith and How to Avoid It, Prudential Property & Casualty National Claim Managers Educational Seminar (October, 1996) |
| Bad Faith Litigation, West Virginia State Bar Annual Convention (May, 1987) |
| Comparative Negligence, Multiple Tortfeasors, Contribution, Indemnity and Third Party Practice in Automobile Litigation, West Virginia State Bar/WVU College of Law CLE Seminar (September, 1986) |
| Insurance Bad Faith Claims, West Virginia Claims Association Annual Meeting (August, 1984) |
| Comparative Negligence - A Preview and Forecast, Huntington Tri-State Claims Association (March, 1980) |
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| Seminars |
| The Fundamentals of Bad Faith and How to Avoid It, Prudential Property & Casualty National Claim Managers Educational Seminar (October, 1996) |
| Bad Faith Litigation, West Virginia State Bar Annual Convention (May, 1987) |
| Comparative Negligence, Multiple Tortfeasors, Contribution, Indemnity and Third Party Practice in Automobile Litigation, West Virginia State Bar/WVU College of Law CLE Seminar (September, 1986) |
| Insurance Bad Faith Claims, West Virginia Claims Association Annual Meeting (August, 1984) |
| Comparative Negligence - A Preview and Forecast, Huntington Tri-State Claims Association (March, 1980) |
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| Cases |
| Mantz v. St. Paul Fire and Marine Insurance Co., 2003 WL 23109763 (W.Va. Cir. Ct., Dec. 17, 2003) |
| Devane v. Kennedy, 205 W. Va., 519, 519 S.E.2d 622 (1999) (Amicus Curiae) |
| American States Insurance Company v. Fishes Hot Dogs of Huntington, Inc., 1999 WL 33510174 (S.D. W.Va., Jan. 22, 1999) |
| Pasquale v. Ohio Power Co., 186 W. Va. 501, 413 S.E.2d 156 (1991) |
| Harry v. Nationwide Insurance Company, 875 F.2d 315 (4th Cir. 1989) |
| Sharples Coal Corp. v. Commercial Union Ins. Co., 818 F.2d 29 (4th Cir. 1987) |
| In re A.H. Robbins Co., Inc., 828 F.2d 1023 (4th Cir. 1987) |
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